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Announcing Our $108M Fundraise | Seed + Series A
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Insurance for SaaS, Built for Scaling Software

Protect your code, your board, and your customer data with liability coverage that scales from MVP to IPO.

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Why SaaS companies need specialized coverage

Traditional business insurance doesn’t understand “uptime” or “API calls.” SaaS companies face digital risks that require modern liability coverage built for software.

Contractual compliance

Meeting the insurance requirements in enterprise MSAs (Master Service Agreements).

Investor Trust

Providing the protection required for your Series A term sheet and board.

Operational resilience

Reducing the fallout from a system-wide outage, bug, or implementation failure.

Common risk triggers for SaaS companies

The enterprise lead

You just landed a Fortune 500 client, but their legal team requires higher Tech E&O/Cyber limits.

The SOC 2 audit

Auditors require proof of cyber coverage to pass your security certification.

The series A round

A board member requires Directors & Officers insurance within 30 days of closing.

Getting an office

A landlord requires a Certificate of Insurance for General Liability before handing over the keys.

Our Packages That Protect Your SaaS Company

Pre-Seed & Seed

Pre-Seed & Seed

Core protection for you and your product

What's included

  • General third-party claims (CGL)
  • Protects you and leadership decisions (D&O)
  • Protects you if your tech fails or causes a claim (Tech E&O)
  • Protects you if data is exposed or systems are breached (Cyber)
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Series A

Series A

Protect you, your board, and help you close bigger deals

What's included

  • Protects you and leadership decisions (D&O)
  • Protects you if your tech fails or causes a claim (Tech E&O)
  • Protects you for general third-party claims (CGL)
  • Protects you for marketing/content claims (Media)
  • Protects you from employee-related claims (EPLI)
  • Protects you if data is exposed or systems are breached (Cyber)
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Growth Stage

Growth Stage

Protection for leadership risk, transactions, and scale

What's included

  • Everything in Series A, with stage appropriate limits
  • Protects you for benefit plan responsibilities (Fiduciary)
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Critical Coverages for SaaS

Technology errors & omissions

Technology errors & omissions

Covers professional liability arising from technology products or services.

Cyber

Cyber

Covers hacking, ransomware, and data privacy claims.

Media liability

Media liability

Covers content, advertising, and intellectual property risks.

Directors & officers

Directors & officers

Covers claims related to management decisions and corporate governance.

SaaS Claims Scenarios

Real-world examples that resonate with software teams.

The Board Dispute

After a down-round, a former investor sues the founders over valuation and governance decisions.

The Software Bug

A product glitch triggers customer allegations of financial loss and operational disruption.

The Data Breach

A cloud misconfiguration exposes user credentials and triggers customer and third-party demands.

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AI insurance

AI insurance

Stay ahead with AI liability coverage, model risk protection, and IP defense.

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Fintech

Fintech

Explore the crossroads of fintech with focused insights on money transfer, regulation, and digital asset security.

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Marketplace

Marketplace

Insurance for Marketplaces & Platforms. Safeguard your platform and users while navigating the gig economy's risks.

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Health-tech

Health-tech

HIPAA-compliant insurance to protect your business against data breaches and regulatory fines.

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SaaS

SaaS

Scale confidently with coverage tailored for software companies, from E&O to cyber liability.

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FAQ

SaaS startups need Technology Errors & Omissions (E&O) for claims related to software failures and service delivery, Cyber Liability for data breaches and security incidents, Directors & Officers (D&O) insurance for leadership protection, and General Liability. Enterprise SaaS companies typically need higher limits to satisfy customer contract requirements — Corgi's policy stacks all of these together.
Technology E&O for SaaS covers professional liability claims when your software fails to perform as promised. This includes service outages that breach SLA commitments, bugs that cause customer data loss or financial harm, implementation failures, and allegations that your product did not meet contractual specifications. Corgi covers both defense costs and damages.
Yes. SaaS companies store and process customer data, making them prime targets for cyberattacks. Corgi's cyber insurance covers data breach response costs, customer notification expenses, regulatory fines, forensic investigation, business interruption from ransomware, and third-party claims from affected customers. Most enterprise contracts and SOC 2 audits require proof of cyber coverage.
Technology E&O insurance is the primary coverage for SaaS service outage claims. It protects against customer allegations of financial loss due to downtime, SLA breach penalties, and business interruption caused by your platform being unavailable. Cyber insurance may also apply if the outage was caused by a cyberattack or security incident — Corgi bundles both for exactly this scenario.
SaaS startups should get insurance as soon as they have paying customers or sign enterprise contracts, since most MSAs require proof of Tech E&O and Cyber coverage. D&O insurance is typically required before closing a funding round, as investors and board members need personal liability protection. Starting Corgi coverage early also locks in lower premiums before your risk profile grows.
Enterprise procurement and vendor security teams typically require Cyber Liability, Tech E&O, General Liability, and Hired & Non-Owned Auto with $1M–$5M minimum limits, naming the customer as Additional Insured. These requirements usually map to SOC 2 controls and the customer's own vendor risk policy. Corgi can issue compliant COIs and endorsements within hours so onboarding doesn't stall.
Technology E&O is the policy that responds when a customer alleges financial loss from downtime or SLA breach, but the wording matters — many policies sublimit or exclude pure economic loss from outages, and contractually-assumed SLA credits are often outside coverage. Affirmative business interruption and SLA-breach extensions are what you want to see in writing. Corgi structures Tech E&O with this exposure in mind.
When you start selling into healthcare or financial services, your Cyber Liability needs heavier limits, PHI/PCI carve-backs, and regulatory defense endorsements that aren't in a standard SaaS policy. Customer vendor risk teams will also dig into your subprocessors and BAAs, and your COI will be reviewed line-by-line. Plan to upgrade your tower before signing the first regulated-industry MSA, not after.
The risk profile is meaningfully different. Self-service SaaS usually operates under a click-through ToS with capped liability and lower per-customer ARR — Tech E&O is still essential, but exposure to high-value MSA disputes is lower. Sales-led SaaS signs heavier MSAs with custom indemnity, uncapped data-breach carve-outs, and SLA penalties, which usually means higher Tech E&O limits and broader cyber. Corgi can right-size limits to your actual contract stack rather than a generic startup template.

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Explore coverage for other industries: AI, Fintech, Health-Tech, Marketplaces | All Startup Insurance