Business insurance
at the speed of compute.
No-confusion, no-waiting. Instant quotes and modular coverage.
Built for founders, by founders.
Coverage designed around your startup's journey
From your first check to your next round, we've built packages for every phase.
Pre-Seed & Seed
Core protection for you and your product
What's included
- General third-party claims (CGL)
- Protects you and leadership decisions (D&O)
- Protects you if your tech fails or causes a claim (Tech E&O)
- Protects you if data is exposed or systems are breached (Cyber)
Series A
Protect you, your board, and help you close bigger deals
What's included
- Protects you and leadership decisions (D&O)
- Protects you if your tech fails or causes a claim (Tech E&O)
- Protects you for general third-party claims (CGL)
- Protects you for marketing/content claims (Media)
- Protects you from employee-related claims (EPLI)
- Protects you if data is exposed or systems are breached (Cyber)
Growth Stage
Protection for leadership risk, transactions, and scale
What's included
- Everything in Series A, with stage appropriate limits
- Protects you for benefit plan responsibilities (Fiduciary)
Built for founders who ship
Why startups get insured with Corgi.
"Setting up insurance used to take hours. Now it's instant. We needed a partner that would get us covered right away and scale as we grow without taking up any mindspace."
"The Corgi team, in a matter of minutes, took care of all the insurance requirements I needed in order to land our first 7-figure enterprise contract"
"We needed insurance to close a large customer contract. Corgi delivered a quote at one-tenth the cost of a traditional broker, with zero back-and-forth. We got our certificate of insurance immediately and kept the deal moving."
Explore our coverages
Don't over-insure for the future or under-insure for the now. Toggle coverage modules as you grow, from MVP to IPO.
Commercial General liability
Covers bodily injury, property damage, and everyday business risks.
Cyber
Covers hacking, ransomware, and data privacy claims.
Tech & AI liability
Covers professional liability arising from technology products or services.
Directors & officers
Covers claims related to management decisions and corporate governance.
Employment practices
Covers workplace and employment-related legal claims.
Fiduciary liability
Covers lawsuits tied to managing employee benefit plans.
Media liability
Covers content, advertising, and intellectual property risks.
Hired and non-owned auto
Covers non-company vehicle use for business activities.
Representations & Warranties
Covers transaction-specific risk in mergers and acquisitions.
Frequently Asked Questions
- Why do founders need personal insurance coverage?
- Founders can be personally liable for company decisions, even with a corporate structure. D&O insurance protects founders' personal assets — homes, savings, and investments — from lawsuits alleging mismanagement, breach of fiduciary duty, or regulatory violations.
- What is personal indemnification for founders?
- Personal indemnification means your insurance policy directly covers you as an individual, not just the company. If a lawsuit names you personally, your defense costs and any settlement are covered up to your policy limits — regardless of the company's financial situation.
- How does D&O insurance protect founders?
- D&O insurance covers legal defense costs, settlements, and judgments when founders are sued for decisions made in their capacity as directors or officers. Common claims include investor lawsuits, regulatory investigations, and employment-related allegations.
- What happens if a founder is sued personally?
- Without D&O insurance, the founder pays defense costs out of pocket — typically $250,000 to $1M+ for complex litigation. With Corgi's D&O coverage, the insurer covers legal fees, court costs, and any settlement or judgment up to the policy limit.
- Does founder insurance cover board members and advisors?
- Yes. Corgi's D&O policies cover all past, present, and future directors, officers, and appointed board members. Advisory board members can be added to the policy as well, ensuring complete leadership protection.