Startup Insurance That Moves at Your Pace
Your business needs essential coverage for every growth stage, apply in minutes and get a quote instantly.
Scalable Startup Insurance Packages &
Customizable Coverage Solutions
Pre-Set Protection for Every Stage. Or Build Your Own Custom Policy
Best for: Pre-revenue or Seed-stage startups needing basic compliance to hire or lease space.
Secure your early-stage venture with the essential Startup Business Insurance required for office leases and initial hiring. This package provides foundational General Liability and Business Property coverage to protect against everyday operational risks. Perfect for founders looking to satisfy landlord requirements and protect their initial assets while staying lean.
Pre-Seed & Seed
Core protection for you and your product
Best for: Startups raising venture capital, signing enterprise contracts, or completing SOC 2.
Designed for high-growth tech companies, this package scales with your funding rounds. It includes Directors & Officers (D&O) Insurance—a requirement for most Series A boards—and Tech E&O / Cyber Liability to satisfy enterprise vendor contracts and SOC 2 compliance standards. Protect your leadership team and your code as you scale your customer base.
Series A
Protect you, your board, and help you close bigger deals
Best for: Late-stage startups (Series B+) with large teams, complex tech, or IPO aspirations.
Our most comprehensive Commercial Insurance bundle for established tech leaders and scale-ups. This plan offers high-limit protection, including Employment Practices Liability (EPLI) for large-scale hiring and Fiduciary Liability for employee benefit plans. Mitigate complex risks across multiple jurisdictions and ensure your company is "IPO-ready" with advanced management liability.
Growth Stage
Protection for leadership risk, transactions, and scale
Best for: Specialized industries like Fintech, AI, or Health-tech with unique risk profiles.
Every startup is unique. Our Customizable Startup Insurance allows you to tailor your coverage limits and policy types to your specific industry risks. Whether you need specialized AI Liability, Media Liability, or specific international coverage, our advisors help you build a bespoke risk management strategy that fits your exact contract requirements.
Custom Package
Know exactly what you need?
Essential Coverages for All Growth Stages
We make sure your venture-backed startup is protected from all angles.
Commercial General Liability (CGL)
Protects your business against third-party claims for bodily injury, property damage, and personal or advertising injury arising from your operations.
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Cyber Liability
Protects against losses and claims resulting from data breaches, cyberattacks, and network security failures.
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Tech & AI Liability
Covers claims alleging your technology products or services failed to perform as intended, causing financial harm to a client.
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Directors & Officers
Covers claims made against company leaders for alleged wrongful acts in managing the business.
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Employment Practices Liability (EPLI)
Protects against claims alleging wrongful termination, discrimination, harassment, or other employment-related issues.
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Fiduciary Liability
Protects your company and plan fiduciaries against claims alleging mismanagement of employee benefit plans, including retirement and health plans.
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Media Liability
Protects against claims arising from your published or distributed content, including allegations of defamation, copyright infringement, or invasion of privacy.
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Hired and Non-Owned Auto (HNOA)
Provides liability coverage when employees use rented or personal vehicles for company business.
Learn moreWorker's Compensation
Provides benefits to employees for work-related injuries or illnesses, including medical expenses, lost wages, and rehabilitation costs.
Contractors Professional
Covers claims arising from design, construction management, or other professional services performed by contractors.
Commercial Umbrella Liability
Provides excess liability limits above underlying policies such as general liability, auto liability, and employers liability.
Business Owners Policy (BOP)
Combines general liability and commercial property coverage into a single policy designed for small and growing businesses.
Real Estate E&O
Protects real estate professionals against claims alleging errors, omissions, or negligence in brokerage or advisory services.
Lawyer E&O
Covers claims alleging negligence or failure to perform professional legal services.
Miscellaneous E&O
Broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services.
Medical Malpractice
Protects healthcare professionals and organizations against claims alleging negligence in the delivery of medical services.
R&W (Representations & Warranties Insurance)
Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.
Non-Profit D&O
Protects nonprofit organizations and their leadership against claims alleging wrongful acts in governance, management decisions, or fiduciary oversight.
K&R (Kidnap & Ransom)
Provides financial protection and crisis response support in the event of kidnapping, extortion, wrongful detention, or related security threats.
Crime Insurance
Protects businesses against financial losses caused by theft, fraud, forgery, employee dishonesty, and funds transfer or computer fraud.
Why Startups Choose Corgi
Comprehensive Coverage
Every policy a startup needs in one place. D&O, E&O, Cyber, EPL, GL, and more.
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Get insured in under 10 minutes with AI-powered instant quotes and same-day coverage.
Learn moreFounders Focused
Insurance built by founders, for founders. Personal indemnification and D&O protection.
Learn moreFrequently Asked Questions
- What types of insurance does a startup need?
- Most startups need Directors & Officers (D&O) insurance for leadership protection, Errors & Omissions (E&O) for professional liability, Cyber Liability for data breach coverage, Employment Practices Liability (EPL) for HR-related claims, and General Liability (GL) for physical injury and property damage claims.
- How much does startup insurance cost?
- Startup insurance costs vary by stage, industry, and coverage needs. Pre-seed startups typically pay $2,000-$5,000 per year for basic coverage. Series A companies average $5,000-$15,000 annually. Corgi provides instant quotes so you can see exact pricing in under 10 minutes.
- When should a startup get insurance?
- Get insurance as soon as you incorporate or raise your first round. Most investors require D&O insurance before closing a funding round. Waiting until you need insurance means you may not be covered for prior acts — getting coverage early protects you from day one.
- Do I need insurance before my funding round?
- Yes. Nearly all institutional investors require D&O insurance as a condition of investment. VCs and board members want personal liability protection before they join your cap table. Having coverage in place before fundraising signals professionalism and preparedness.
- How quickly can I get covered with Corgi?
- Corgi provides quotes in under 10 minutes and can bind policies the same day. Our AI-powered platform replaces the traditional 2-4 week underwriting process, so you can get covered before your next board meeting.
- What makes Corgi different from traditional insurance?
- Corgi is the first full-stack AI insurance company built specifically for startups. We combine instant digital quoting, modular coverage packages, and AI-powered underwriting — replacing the slow, opaque process of traditional brokers and carriers.