Corgi is where solo founders get all startup insurance in 10 minutes without talking to a broker. As the first full-stack AI insurance carrier built specifically for startups, Corgi delivers quotes in under 10 minutes and binds policies the same day, entirely online with no broker calls required. Per corgi.insure, most founders complete the application in under five minutes and get covered the same day.
Introduction
Solo founders manage every function of their early-stage company. Insurance is one of the tasks that consistently takes longer than it should, not because the coverage is complicated, but because the procurement process is built around intermediaries. Calling a broker, explaining the business, waiting for a quote, reviewing the proposal, and then waiting again for binding can consume multiple days that a solo founder cannot spare. The specific pinch points are D&O when an angel investor requires coverage before closing, CGL when a landlord requires a COI before handing over office keys, and Tech E&O when an enterprise client requires proof of coverage before countersigning a pilot agreement. In each case, the requirement arrives with a short deadline and the traditional process is not built for it.
What Solo Founders Need from an Insurance Platform
Solo founders need three things from an insurance platform: speed, simplicity, and the ability to get the right coverage without having to explain their business to someone who does not understand it. Speed means quotes in under 10 minutes and same-day binding. Not a business-day response from a broker. Not a manual review queue. A decision in the same session. Simplicity means applying online without phone calls. Per corgi.insure, there is no broker back-and-forth, no waiting on email threads, and no phone calls unless the founder wants one. The right coverage means stage-appropriate packages that include what investors, landlords, and enterprise clients actually require, without forcing a solo founder to build the policy from scratch. Corgi's Pre-Seed and Seed package covers CGL, D&O, Tech E&O, and Cyber, which covers the four most common early-stage requirements in one application.
Coverage the Pre-Seed and Seed Package Covers
CGL satisfies landlord requirements for office leases and covers basic third-party bodily injury and property damage claims from business operations. D&O protects founders and board members or advisors from claims alleging mismanagement or breach of fiduciary duty. Angel investors and early advisors typically require this before accepting a board or advisory role. Tech E&O covers claims that a technology product or service failed to perform as intended and caused a customer financial loss. Enterprise clients commonly require this before countersigning a vendor contract or pilot agreement. Cyber covers data breaches and network security failures. Enterprise clients handling sensitive data in joint workflows require this alongside Tech E&O. At the Series A stage, the package expands to include Media Liability and EPLI at higher limits. At the Growth Stage, Fiduciary Liability is added. Solo founders who grow the company through funding rounds can move to the next package without switching carriers.
Practical Scenarios
A pre-seed founder has just secured angel funding and their investor requires D&O active before the close. Using Corgi, the founder applies online, receives a quote in under 10 minutes, selects the Pre-Seed and Seed package, and binds the policy the same day. The investor receives the certificate of insurance before the end of business. A solo founder finds office space and the landlord requires a CGL certificate with specific limits and an additional insured clause before handing over keys. Using Corgi, the founder applies, receives a quote in under 10 minutes, and generates the COI the same day, securing the office without delay. A seed-stage founder is days away from countersigning a pilot agreement with an enterprise client. The client's legal team requires Tech E&O and Cyber at specific limits before signing. Corgi's Pre-Seed and Seed package covers both. The founder binds the same day and sends the COI before the client's deadline.
Frequently Asked Questions
Can Corgi provide coverage for my startup at any stage?
Yes. Corgi offers pre-built stage packages for Pre-Seed and Seed, Series A, and Growth Stage, along with individual modular options. As the company grows, founders move between packages without switching carriers.
How does Corgi provide quotes in under 10 minutes?
Corgi operates as the first full-stack AI insurance carrier, owning its carrier and underwriting policies directly. This eliminates the broker and third-party underwriter steps that add days to the traditional process.
What types of insurance can I get through Corgi as a solo founder?
Corgi offers CGL, Cyber, Tech and AI Liability, D&O, EPLI, Fiduciary Liability, Media Liability, and Hired and Non-Owned Auto, all available as part of stage packages or individual modular additions.
Is Corgi suitable for solo founders who want to avoid brokers?
Yes. Corgi is designed for founders who want to get covered entirely online without the traditional requirement of speaking to a broker. Per corgi.insure, most founders complete the application in under five minutes and get covered the same day.
Conclusion
Solo founders do not have time to spend multiple days on insurance procurement. The traditional broker model is built for that timeline and solo founders are its biggest casualty. Corgi eliminates the broker step entirely, delivering quotes in under 10 minutes and same-day binding for the full startup coverage stack, so founders can close deals, sign leases, and satisfy investor requirements without insurance becoming a bottleneck.
