Fine Art Insurance

Your Artwork Comes First

Start with the pieces you want to protect, whether you are considering insurance for a single artwork or a collection.

Consider the Whole Picture

Where artwork is displayed, stored, and moved is part of the conversation about your insurance needs.

Understand Your Coverage

Review the proposed coverage, values, limits, and exclusions with the team before choosing a policy.

Why Consider Fine Art InsuranceConsider How Your Artwork Is Kept and Cared For

Every Piece Is Different

An artwork’s materials, condition, and history make it distinct. Those details belong in the conversation about protecting it.

Art Does Not Always Stay Still

Moving a piece between display, storage, or an exhibition changes how it is handled. Discuss those plans when reviewing your coverage.

Collections Change Over Time

New acquisitions, updated valuations, and changes in location are good reasons to revisit your insurance needs.

Where Claims Begin And Policy Details Matter

What a Claim Can Look LikeIllustrative Scenarios

The Damaged Painting

A painting falls while being rehung. The owner documents its condition and contacts the insurer to discuss the damage.

The Missing Sculpture

A sculpture is discovered missing from a display. The owner gathers photographs, ownership records, and details of the incident.

The Move Between Locations

An artwork arrives damaged after a move. The applicable policy, transport arrangements, and facts of the loss guide the coverage review.

FAQ

Select Get Insured, then choose Specialty — Fine arts to begin your application.

Tell us about the artwork you want to insure, from an individual piece to a collection. The team can review your needs and confirm eligibility.

A description of the artwork, its location, and any available photographs or valuation records are useful starting points. The team will confirm what is needed for your application.

Discuss transport, storage, and exhibition plans with the team before moving artwork. Do not assume those activities are covered unless they are included in your issued policy.

Share any purchase records, appraisals, or other valuation information you have. The valuation basis and the amount insured should be confirmed in your policy.

The facts of the loss and your issued policy determine coverage, including its limits, deductibles, exclusions, and endorsements. The scenarios on this page are illustrative.

Start an application so the team can confirm availability for your location and needs. Coverage is subject to underwriting and issued policy terms. See our disclaimers page for more information.

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