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Introducing Property & Real Estate Insurance
Corgi

Data Center Insurance

Your site. Your equipment. Your operations. Explore an insurance program built around the risks your data center faces.

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Start With Your Site

Tell us what you are building or operating, where it is located, and which facilities and equipment you own or manage.

Coordinate Your Coverage

Data center insurance can bring together several policies and coverage sections. The right combination depends on your assets, contracts, and stage of development.

Review the Details Together

Work with the team to review availability, limits, deductibles, and how the proposed policies fit together before choosing coverage.

Coverage Built Around Your Data CenterCoverage Areas to Review With Your Team

Construction & Go-Live

Discuss builders risk for work in progress and delay-in-start-up coverage for financial losses when covered physical damage postpones opening.

Property & Equipment

Review property and equipment-breakdown needs for the building, servers, power, and cooling systems. Consider business income and extra expenses following a covered interruption.

Cyber & Service Liability

Discuss cyber incident response and recovery, technology E&O for customer claims, and general liability. Cyber-related physical damage and downtime require specific coverage review.

Where Risks Begin From Construction Through Daily Operations

Construction Delays

GPU Residual Value Protection

GPU residual value protectionIllustration of equipment value declining below an agreed protected value, shown as a horizontal orange line. The dashed orange segment marks the difference at the end of the term.

Plan Ahead With Greater Certainty

GPU residual value protection helps protect against your equipment falling below an agreed value at the end of a defined term. By reducing uncertainty around what your GPUs will be worth, it supports more predictable financing, leasing, and hardware upgrade planning.

Prepare for a Coverage ReviewStart With Your Site, Assets, and Operations

Your Facility

Bring site locations, ownership details, construction or operating status, and information about power, cooling, and fire protection.

Your Equipment

Share equipment inventories and values, including servers and GPUs. Identify owned, leased, and customer-owned assets and any financing requirements.

Your Operations

Describe services, key contracts, revenue dependencies, security and recovery plans, existing insurance, and loss history.

FAQ

It describes insurance arranged around a data center business. A program can combine several policies or coverage sections, rather than one standard policy covering every risk. The structure depends on the site, operations, and available terms.
Yes. Construction and operating risks differ, and phased handovers can involve both at once. Discuss testing, commissioning, completion dates, and when operational coverage needs to begin.
No. Coverage depends on the cause of the outage and the applicable policy. Business interruption, equipment breakdown, utility interruption, and cyber coverage can have different triggers, waiting periods, limits, and exclusions.
No. Physical damage caused by a cyber incident requires a specific review of the cyber and property wording. Confirm how hardware damage, replacement costs, and downtime are treated in the proposed policies.
GPU residual value protection helps protect against GPU equipment falling below an agreed value at the end of a defined term. It supports financing, leasing, and hardware upgrade planning by reducing uncertainty around the equipment’s future value.
Select Get insured to get started. The team can confirm availability and the information required for a review of your data center. Coverage depends on underwriting and the policies issued.

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